5 Best Cashback Apps to Save Money in 2025 (Real Benefits + How They Work)

In 2025, smart shoppers aren’t just spending — they’re earning cash back with every purchase. Whether you're buying groceries, clothing, or electronics, using a cashback app can help you get a percentage of your money back. It’s one of the easiest and most effective ways to save money daily.

Here are the 5 best cashback apps in 2025, how they work, and why you should start using them today.

1.Rakuten – Best for Online Shoppers

Rakuten (formerly Ebates) is one of the most trusted cashback platforms, with over 3,500 partner stores including Walmart, Macy’s, and Best Buy.

Top Features:

• Up to 10% cashback at major retailers

• $30 welcome bonus for new users (when they spend $30+)

• Browser extension alerts you of cashback opportunities

Why It's Great:
Perfect for regular online shoppers. The bonus offers and reliable payments make it a no-brainer.

👉 Join Rakuten Now (https://www.rakuten.com/)

2. 🛒 Ibotta – Best for Grocery and In-Store Savings

Ibotta helps you earn cash back on grocery store purchases, both online and in-store.

Top Features:

• Offers for stores like Target, Kroger, Walmart, and more

• Works with receipt scanning or linked loyalty cards

• New user bonus available

Why It’s Great:
If you’re grocery shopping anyway, Ibotta pays you back — simple and rewarding.

👉 Sign up for Ibotta

3. TopCashback – Highest Cashback Rates

TopCashback often beats other apps in cashback percentages.

Top Features:

• 5%–20% cashback at select stores

• No payout minimum

• Pays via PayPal, bank deposit, or gift cards

Why It’s Great:
It offers higher cashback rates than many competitors and has no limit on payouts.

Try TopCashback

4. 📱 Dosh – Automatic Cash Back with Linked Card

Dosh works in the background. Just link your credit or debit card and shop as usual — no need to upload receipts.

Top Features:

• Automatic cashback from restaurants, gas stations, and retailers

• No effort needed after setup

• Easy PayPal or Venmo withdrawals

Why It’s Great:
Ideal for people who want cashback without doing anything extra.

Get Dosh App

5. 🧾 Fetch Rewards – Best for Earning Gift Cards

Fetch Rewards gives you points for scanning grocery receipts, which you can redeem for gift cards.

Top Features:

• Points for any grocery receipt (not just partner stores)

• Huge selection of gift cards

• Great for families and bulk buyers

Why It’s Great:
Turns everyday grocery shopping into free rewards.

Start with Fetch Rewards

Final Thoughts: Which Cashback App Should You Use?

If you shop mostly online, go with Rakuten or TopCashback.
If you buy groceries weekly, use Ibotta or Fetch Rewards.
For hands-free savings? Dosh is perfect.

Pro Tip: You can use multiple cashback apps together for maximum savings.

Want to Save Hundreds This Year?

Start with just one cashback app today — it takes less than 5 minutes to sign up, and you’ll start seeing real savings right away.

Let your money work for you in 2025.