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Terms & Conditions

Welcome to PennySaves. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By using PennySaves, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.

2. Content Ownership

All content published on PennySaves, including financial advice articles, savings tips, calculators, and designs, are the intellectual property of PennySaves. You may not reproduce, distribute, or republish any content without our express written permission.

3. User Responsibilities

As a PennySaves user, you agree to use our financial tools and resources responsibly. You must not misuse our calculators, share misleading financial information, or engage in any activity that violates financial regulations or laws.

4. Financial Disclaimer

The content on PennySaves is for informational purposes only and should not be considered professional financial advice. Always consult with a qualified financial advisor before making any financial decisions.

5. External Links

PennySaves may contain links to financial institutions or third-party services. We are not responsible for the content, privacy practices, or terms of these external sites.

6. Modifications

We reserve the right to modify these terms at any time. Your continued use of PennySaves after changes constitutes acceptance of the updated terms.

7. Account Security

If you create an account with PennySaves, you are responsible for maintaining the confidentiality of your login credentials and all activities under your account.

8. Contact

For questions about these terms or our financial tools, please contact our support team at support@pennysaves.com.

Thank you for choosing PennySaves to help you on your financial journey!